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Oklahoma Repossession Laws - Repo Laws



Because the Repossession Laws - Repo Laws may change from time to time, please check the Oklahoma Courts website for updated and complete Repossession Laws - Repo Laws in Oklahoma.



Repossession Laws - Repo Laws in Oklahoma:


Where do I refer to for Title or License Registration?

For state Title and License Information, refer to:


Oklahoma Motor Vehicle Division

2501 Lincoln Blvd.

Oklahoma City, Oklahoma 73194


Telephone: (405) 521-3221


Fee for search of records is $1.00.

Security Interests:

Shown on title held by debtor.


Recording Requirements:

Per the Uniform Commercial Code (UCC) adopted in January, 1963: Recorded with County Clerk in county where debtor resides or where property is located.

Recovery Requirements:

As per the UCC, repossession is allowed and permitted as long as it is peaceful.

Redemption Requirements:

No provisions.

Deficiency Requirements:

Confession of judgment notes invalid.

Special Motor Vehicle Provisions:

No provisions.

Documents Required to Transfer Ownership of Motor Vehicle:

Title in lienholder's or debtor's name, certified copy of lien instrument, affidavit of repossession, Bill of Sale.


Documents Required for Liquidation:

Out of state titles must be in the name of lienholder. In Oklahoma copy of a security agreement (certified), lien released or repossession title in the name of lienholder.



Remain with the vehicle.


All recovery requirements and fees are current as of 2002. does not warrant the accuracy of these Repossession Laws - Repo Laws or recovery requirements. The Repossession Laws - Repo Laws or recovery requirements listed on are only a starting point for reference, and are not meant to be legal advice or a replacement for legal console. Please consult a repo company in your area, county, or state if you have any questions about repossession there.

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